Best credit card deals and bonuses this week: December 27, 2021 - Business Insider

Table of Contents

Best credit card offers this week

Flexible rewards credit card bonuses

Small-business credit card bonuses

Cash-back credit card bonuses

Airline credit card bonuses

Hotel credit card bonuses

• Best credit card offers this week
• Flexible rewards credit card bonuses
• Small-business credit card bonuses
• Cash-back credit card bonuses
• Airline credit card bonuses
• Hotel credit card bonuses

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The New Year is almost here, and it's a good time to consider opening a new credit card to earn rewards to use for travel, cash back, and more in 2022. Almost every major credit card issuer has recently launched huge offers and even brand-new cards, including some with record-high welcome bonuses of 100,000 points or more — but many are for a limited time.

These include an excellent offer on The Platinum Card® from American Express to earn 100,000 Membership Rewards points after you spend $6,000 in your first 6 months of card membership, plus 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of card membership.

Amex raised the annual fee to $695 (See Rates), but also added numerous new benefits that can more than offset the fee bump — including the recent addition of statement credits for Walmart+ membership** and SoulCycle at-home bike purchases. Be sure to check out the new Amex Platinum card designs available to new and existing cardholders starting January 20, 2022.

The Business Platinum Card® from American Express recently got a makeover, too, adding an elevated welcome bonus of 120,000 Membership Rewards® points after spending $15,000 on eligible purchases with your card within the first 3 months of card membership and new or improved statement credits for wireless, Indeed, Adobe, and Dell purchases.

Keep in mind the card is increasing its annual fee from $595* (See Rates) to $695 on January 13, 2022, so now is a good time to apply if you want to lock in the lower annual fee. 

Read more: Guide to the best current credit card offers

The Ink Business Preferred® Credit Card just got a boost in its cell phone protection, giving it one of the most generous policies of any credit card with cell phone insurance. Ink Business Preferred cardholders now receive up to $1,000 in coverage per claim, each with a $100 deductible, up to three times per 12-month period.

If you frequently travel to Canada or live near the Canadian border, be sure to check out the new NEXUS application fee credit that Chase has added to many of its travel cards, including the Chase Sapphire Reserve® and United℠ Explorer Card. NEXUS is a Trusted Traveler program that includes Global Entry and TSA PreCheck privileges, so it's a much better deal if you can get it. 

Other improved bonuses to consider include higher offers on the IHG® Rewards Club Premier Credit Card and IHG® Rewards Club Traveler Credit Card, new offers on the Blue Cash Preferred® Card from American Express and Blue Cash Everyday® Card from American Express, rarely seen welcome bonuses on the American Express Blue Business Cash™ Card and The Blue Business® Plus Credit Card from American Express, new bonuses on three Amex Hilton cards, and a 5x grocery bonus on the Chase Freedom Flex℠ and Chase Freedom Unlimited®.

With new offers constantly being introduced, you've got a terrific opportunity to take advantage of an increased credit card bonus now, so you're set up with points you can use for flights, hotels, and more when you're ready to travel again.

Here are some of the best credit card offers to consider this week.

We're focused here on the rewards and perks that come with each card. These cards won't be worth it if you're paying interest or late fees. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

Best credit card offers this week

Card	Bonus	Review	Read more
Capital One Venture X Rewards Credit Card	100,000 bonus miles when you spend $10,000 on purchases in the first 6 months from account opening Up to $200 in statement credits for vacation rental purchases like Airbnb and VRBO	Capital One Venture X Rewards credit card review	Capital One will soon launch the Venture X credit card with a 100,000-mile bonus, luxury perks, and a much lower annual fee than other premium cards
The Platinum Card® from American Express	100,000 Membership Rewards points after you spend $6,000 in your first 6 months of card membership, plus 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of card membership	Amex Platinum card review	The Amex Platinum card just increased its annual fee to $695 — but fancy new perks and a 100,000-point offer could take the sting out of it
Citi Premier® Card	80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening	Citi Premier card review	6 reasons the Citi Premier should be your go-to card for the pandemic — and beyond
Chase Sapphire Preferred® Card	60,000 points	Chase Sapphire Preferred card review	How to earn, redeem, and maximize Chase Ultimate Rewards points
Capital One Venture Rewards Credit Card	Earn 60,000 miles after spending $3,000 on purchases within 3 months from account opening	Capital One Venture Rewards card review	How to earn, redeem, and maximize Capital One miles
The Business Platinum Card® from American Express	120,000 Membership Rewards® points after spending $15,000 on eligible purchases with your card within the first 3 months of card membership	Amex Business Platinum card review	9 Amex Business Platinum benefits that make it worth the annual fee
Ink Business Preferred® Credit Card	100,000 points after spending $15,000 on purchases in the first 3 months from account opening	Ink Business Preferred card review	The Chase Ink business cards all come with hefty sign-up bonuses, and the best one depends mostly on how you spend and travel
Blue Cash Preferred® Card from American Express	$300 statement credit after spending $3,000 in purchases on your new card within the first 6 months	Amex Blue Cash Preferred card review	The Amex Blue Cash Preferred and Blue Cash Everyday are offering increased welcome bonuses of up to $300 in statement credits
Aeroplan® Credit Card	Earn two Welcome Flight Reward certificates worth up to 100,000 total points after you spend $4,000 on purchases in the first three months of account opening New cardholders receive automatic Aeroplan 25K Elite Status for the remainder of the first calendar year, plus the following calendar year	Chase Aeroplan card review	The new Chase Aeroplan credit card is a stunner — even if you never fly Air Canada
United Club℠ Infinite Card United℠ Explorer Card United Gateway℠ Card	Elevated offers	The best United credit cards of 2021	3 United credit cards are offering elevated sign-up bonuses of up to 100,000 miles, but only for a limited time
World of Hyatt Business Credit Card	75,000 bonus points after you spend $7,500 within the first three months of account opening	World of Hyatt Business Card review	How to earn, redeem, and maximize Hyatt points
IHG® Rewards Club Premier Credit Card	125,000 bonus points and a free night certificate after spending $3,000 on purchases within the first three months of account opening	IHG Rewards Club Premier card review	The IHG Rewards Premier card is offering an unprecedented bonus of 125,000 points plus a free night certificate worth up to 40,000 points
Hilton Honors American Express Surpass® Card	130,000 points after spending $2,000 on purchases in the first 3 months of card membership. Plus, earn an additional 50,000 points after spending $10,000 total on purchases in the first 6 months	Hilton Honors American Express Surpass card review	How to earn, redeem, and maximize Hilton Honors points
Hilton Honors American Express Card	80,000 points after spending $1,000 on purchases in the first 3 months of card membership. Plus, earn an additional 50,000 points after spending $5,000 total on purchases in the first 6 months	Hilton Honors American Express card review	3 Amex Hilton credit cards are again offering record-high welcome bonuses of up to 180,000 points
The Hilton Honors American Express Business Card	130,000 points after spending $2,000 in purchases in the first 3 months of card membership. Plus, earn an additional 50,000 points after spending $10,000 total in purchases in the first 6 months	Hilton Honors American Express Business card review	The best Hilton credit cards in 2021

Flexible rewards credit card bonuses

Chase Sapphire Preferred® Card

Apply Now

Annual Fee

$95

Regular APR

15.99%-22.99% Variable

Credit Score

Recommended credit score. Note that credit card lenders may use many different variations of credit score models when considering your application.

Good to Excellent

4.8 out of 5 Stars

Editor's Rating

Our editor's ratings are primarily based on 3 things: simplicity, affordability, and value. Our credit card editor takes those factors into account, and comes up with a rating to best reflect how the card performs in that criteria - relative to other products we've reviewed.

Annual Fee

$95

Regular APR

15.99%-22.99% Variable

Credit Score

Recommended credit score. Note that credit card lenders may use many different variations of credit score models when considering your application.

Good to Excellent

4.8 out of 5 Stars

Editor's Rating